Phoenix Home Loan - Arizona mortgage loan - The Cardenas Mortgage Team - Residential Commercial - Phoenix Arizona mortgage broker

BIG BANK vs. Mortgage Broker?

Don't be fooled by the BIG banks into thinking that they are looking out for YOU. A small mortgage lender working in your community whose sole source of business is through the referrals of happy clients and trusted advisors has the most incentive to give you the best loan available at the best terms.

If I was able to offer my clients better loans at better terms by working for a BIG BANK, I would be working for one. Since I started in the mortgage industry in 1992 and through all the changes of the last few years, I have continually looked at how I could best serve my clients. The hidden profits that banks and mortgage companies make off the backs of their consumers are just not in your best interest. That's why I'm still a proud mortgage broker after 15 years. I have my clients to thank for that.

Check out our testimonials to the left and be one of our next raving fans!

FREE A to Z Guide to Property and Real Estate Reveals Insider Tips Other Mortgage Lenders Don't Want You To Know...

Purchasing a home is most likely the largest financial transaction of your life. Unfortunately, most people enter into this transaction blindly and make mistakes that may cost them tens of thousands of dollars over the lifetime of their loan.

Although sharing these secrets may not make us popular with the other Arizona mortgage lenders, we are more concerned that you have all the information you need to make an informed decision when shopping for a mortgage. So, we have created a free guide that contains extremely valuable information designed to help you avoid costly mistakes when navigating the mortgage loan process.

To receive this free guide and other home buying tips, simply fill out the fields below and I will give you immediate access to this guide and more.

Today's Rates:

Mtg Loan

Rate

APR

30-yr Fixed	3.98%	4.11%
15-yr Fixed	3.24%	3.41%
1-yr Adj	2.74%	3.4%

* national averages

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The Cardenas Mortgage Team loans brokered through 1st Rate Home Mortgage, Inc. (MB-0909554) 401 W. Baseline Road #102 Tempe, AZ 85283

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